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Share Certificates

Earn higher dividends by opening a share certificate with as little as $500.00 for terms ranging from 1 to 60 months.

This credit union is federally insured by the National Credit Union Administration. 

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Take the time to save.

Open a Community First Share Certificate today.


  • $500.00 minimum opening deposit

  • Terms ranging from 1 to 60 months

  • Early closure penalties apply

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Individual Retirement Accounts

Choose from our different IRA products.


  • Traditional IRA

  • Roth IRA

  • IRA Certificates available for both Traditional and Roth IRAs

  • Coverdell Educational Savings Account (ESA)

Call us at 671-472-8210 for current rates.

A Member Capital Account (MCA) is a required pledge of $20.00 per member to establish membership with the credit union. The MCA gives you access to all the products and services offered by Community First. This is not a transactional account and is used only to hold your membership pledge. 

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