Checking

Everyone has different checking account needs. At Community First, we offer three unique, dividend-earning, checking account solutions.  Choose what suits your lifestyle.

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SmartCheck Basic

A no frills account for those who don't frequently write checks and enjoy the ease of swiping or tapping.

  • Open with as little as $50.00

  • No minimum balance requirement or fee

  • Limited to 5 checks per month free of charge

  • Free initial chip-enabled VISA Debit card

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SmartCheck Plus

If writing checks is part of your monthly routine, then Smartcheck Plus may be the solution for you.

 

  • Open with $100.00

  • Maintain an average daily balance of $500.00 per month to avoid the $7.95 minimum balance fee

  • Unlimited check writing

  • Free initial chip-enabled VISA Debit card

  • Discounted rates on cashier's checks, money orders and more

Call us at 671-472-8210 for current rates.

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SmartCheck Prime

The ideal account if you want higher dividends, write checks, and frequently need other services e.g. cashier's checks, money orders, wire transfers, etc.

  • Open with $500.00

  • Maintain an average daily balance of $1,500.00 per month to avoid the $15.95 minimum balance fee

  • Unlimited check writing

  • Free initial chip-enabled VISA Debit card

  • Free standard initial check order, discounted rates on cashier's checks, money orders and more.

A Member Capital Account (MCA) is a required pledge of $20.00 per member to establish membership with the credit union. The MCA gives you access to all the products and services offered by Community First. This is not a transactional account and is used only to hold your membership pledge. 

Order your checks online from Harland Clarke, our preferred provider.

 

Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions  and account information are safe and completely confidential.

Community First ATM cards, credit, and debit cards are enabled with enhanced security features and as a result some countries may be pre-blocked. This is to protect your account from fraudulent activity.

 

If you travel or plan to travel please send us an email or give us a call so that we may ensure uninterrupted delivery of your card services. Call (671) 472-8210 or emailus@cfirstguam.com