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Member Business Loans

If you are growing a business and plan to capitalize on new opportunities, you will need working capital to make thing happen.  Whatever your needs may be, Community First Guam Federal Credit Union provides solutions developed to meet the needs of your growing business.

Open For Business

Commercial & Industrial Property:

  • Financing up to 80% of the purchase or appraised value, whichever is lower;

  • Repayments up to 15-years;

  • Options for fixed or variable rate

Accounts Receivable & Inventory:

  • Secured Financing – Lending against an established borrowing base on accounts receivable and inventory;

  • A revolving line of credit (revolver) to supply working capital;

  • Permanent working capital loan to fund business operation, new growth, acquisition, and other general purposes;

  • Term Debt to finance capital expenditures and the financed assets that secure them;

  • Options for fixed or variable rate

Business Credit Cards
& Lines of Credit

Community First offers VISA® Business Credit Cards and Lines of Credit for our Business Members. Call our Member Business Loan Officers at 472-8210 today. Find out how Community First Guam Federal Credit Union can provide a solution to expand your business. 

Loan Programs

Community First is a participating lender for the following guaranteed loan programs:


GEDA (Guam Economic Development Authority)


USDA (US Department of Agriculture)


SBA (US Small Business Administration)

To apply, complete the Member Business Loan Application Form and email it to We will contact you shortly.

MBL Forms & Applications

Download the following Member Business Loan (MBL) documents available in PDF format. Please print and submit all the completed forms to our Business Services Group in our  Tamuning Member Service Center on 305 Chalan San Antonio.

Become a business Member with a
Member Capital Account


The Member Capital Account (MCA) is a required pledge of $20.00 per member to establish membership with the credit union.


The MCA gives you access to all the products and services offered by Community First. This is not a transactional account and is used only to hold your membership pledge. Please see account types below.

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