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Home Equity

The value of your home can increase over the years. Borrow up to 85% of the value of your property for your needs.

Home Renovation

Product Types

Equity Access Loan

  • 1st or 2nd Mortgage against your primary residence for up to 20 years. Can be used for home improvement, debt consolidation or for other large purchases or expenses.

  • Eligible collateral is an owner-occupied single family dwelling or planned unit development.

 

Equity Access Line of Credit

  • Use your home for a line of credit with a 5 year draw period with interest only payments and 15 year repayment period with regular monthly payments. Can be used for a child’s education, home improvement, or investment, or personal use.

  • ​Eligible collateral is an owner-occupied single family dwelling or planned unit development.

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*Eligibility for different loan programs will depend on the applicant's credit, income, loan purpose, type of collateral or other factors.*

Visit us in our Tamuning Service Center or call us at (671) 472-8210.

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