Savings
Whether you're saving for a rainy day, college, retirement, or planning that next vacation, Community First has the perfect savings plan to meet all your needs.
Establish membership with a
Member Capital Account
The Member Capital Account (MCA) is a required pledge of $20.00 per member to establish membership with the credit union.
The MCA gives you access to all the products and services offered by Community First. This is not a transactional account and is used only to hold your membership pledge. Please see account types below.
Sharemaster
Grow your savings today with a Community First Sharemaster Account.
-
Open with as little as $20.00
-
Maintain an average daily balance of $100.00 per month to avoid the $5.00 minimum balance fee.
-
Free initial ATM card
Sharemaster Youth
Learn smart-saving habits with the Youth Sharemaster Account for ages 17 and below.
-
Must be opened with an adult (18+ years)
-
Open with as little as $1.00
-
No minimum balance requirement or fee
-
Free initial ATM card (ages 13-17)
Money Market Savings
Earn higher dividends on your savings. Dividends tiered based on account balances
-
$2,500.00 minimum opening deposit
-
Maintain an average daily balance of $2,500.00 per month to avoid the $10.00 minimum balance fee
Holiday Club
Don’t wait for December to start thinking about the Holidays. Open a Holiday Club account and set aside money for the next Holiday season.
-
Open between November 1st through January 31st
-
Open with as little as $0.01
-
No minimum balance requirement or fee
-
Holiday Club funds transfer to your savings account on November 1st.
-
$25.00 early withdrawal penalty for withdrawals made prior to November 1st
Call us at 671-472-8210 for current rates.
Community First ATM cards, credit, and debit cards are enabled with enhanced security features and as a result some countries may be pre-blocked. This is to protect your account from fraudulent activity.
If you travel or plan to travel please send us an email or give us a call so that we may ensure uninterrupted delivery of your card services. Call (671) 472-8210 or emailus@cfirstguam.com