Savings

Whether you're saving for a rainy day, college, retirement, or planning that next vacation, Community First has the perfect savings plan to meet all your needs.

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Establish membership with a
Member Capital Account

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The Member Capital Account (MCA) is a required pledge of $20.00 per member to establish membership with the credit union.

 

The MCA gives you access to all the products and services offered by Community First. This is not a transactional account and is used only to hold your membership pledge. Please see account types below.

Sharemaster

Grow your savings today with a Community First Sharemaster Account.

 

  • Open with as little as $20.00

  • Maintain an average daily balance of $100.00 per month to avoid the $5.00 minimum balance fee.

  • Free initial ATM card

Sharemaster Youth

Learn smart-saving habits with the Youth Sharemaster Account for ages 17 and below.

  • Must be opened with an adult (18+ years)

  • Open with as little as $1.00

  • No minimum balance requirement or fee

  • Free initial ATM card (ages 13-17)

Money Market Savings

Earn higher dividends on your savings. Dividends tiered based on account balances

 

  • $2,500.00 minimum opening deposit

  • Maintain an average daily balance of $2,500.00 per month to avoid the $10.00 minimum balance fee

Holiday Club

Don’t wait for December to start thinking about the Holidays. Open a Holiday Club account and set aside money for the next Holiday season.

 

  • Open between November 1st through January 31st

  • Open with as little as $0.01

  • No minimum balance requirement or fee

  • Holiday Club funds transfer to your savings account on November 1st.

  • $25.00 early withdrawal penalty for withdrawals made prior to November 1st

Call us at 671-472-8210 for current rates.

Community First ATM cards, credit, and debit cards are enabled with enhanced security features and as a result some countries may be pre-blocked. This is to protect your account from fraudulent activity.

 

If you travel or plan to travel please send us an email or give us a call so that we may ensure uninterrupted delivery of your card services. Call (671) 472-8210 or emailus@cfirstguam.com