Savings

Whether you're saving for a rainy day, college, retirement, or planning that next vacation, Community First has the perfect savings plan to meet all your needs.

This credit union is federally insured by the National Credit Union Administration.

Establish membership with a
Member Capital Account

The Member Capital Account (MCA) is a required pledge of $20.00 per member to establish membership with the credit union.

The MCA gives you access to all the products and services offered by Community First. This is not a transactional account and is used only to hold your membership pledge. Please see account types below.

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Sharemaster

Grow your savings today with a Community First Sharemaster Account.

Open with as little as $20.00
Maintain an average daily balance of $100.00 per month to avoid the $5.00 minimum balance fee.
Free initial ATM card

Sharemaster Youth

Learn smart-saving habits with the Youth Sharemaster Account for ages 17 and below.

Must be opened with an adult (18+ years)
Open with as little as $1.00
No minimum balance requirement or fee
Free initial ATM card (ages 13-17)

Money Market Savings

Earn higher dividends on your savings. Dividends tiered based on account balances

$2,500.00 minimum opening deposit
Maintain an average daily balance of $2,500.00 per month to avoid the $10.00 minimum balance fee

Holiday Club

Don’t wait for December to start thinking about the Holidays. Open a Holiday Club account and set aside money for the next Holiday season.

Open between November 1st through January 31st
Open with as little as $0.01
No minimum balance requirement or fee
Holiday Club funds transfer to your savings account on November 1st.
$25.00 early withdrawal penalty for withdrawals made prior to November 1st

Call us at 671-472-8210 for current rates.

Click here to view additional account disclosures.

Community First ATM cards, credit, and debit cards are enabled with enhanced security features and as a result some countries may be pre-blocked. This is to protect your account from fraudulent activity.

If you travel or plan to travel please send us an email or give us a call so that we may ensure uninterrupted delivery of your card services. Call (671) 472-8210 or emailus@cfirstguam.com