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Mortgage Purchases

Welcome home.


Loan Programs

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Purchase Transactions  (Fixed or Adjustable Rate Loans)

Available in 15,20, or 30 year loan terms


Mortgage Preferred

  • Finance up to 97% of purchase price for owner occupied properties

  • Cannot be used for investment properties


Guaranteed Loan Programs

Finance up to 100% of property value


  • U.S. Department of Veterans Affairs (VA) Home Loan

    • Geared for eligible service members, retirees or survivors, this loan was designed to relieve down payment requirements so the applicant or borrower only comes up with allowable closing costs.


  • U.S. Department of Agriculture (USDA) Single Family Housing Loan

    • Geared to help borrowers in the low to moderate income range that may not have the resources for a down payment or closing costs. Eligibility based on total household size and income.


Adjustable Rate Mortgage Loans

  • Finance up to 90% of the purchase price for owner occupied properties

  • Finance up to 75% for investment properties


Land Loans

  • Use to purchase land for construction or investment

  • 75% - 80% financing for vacant land purchases

  • Up to 100% financing if purchase is not greater than $30,000

  • 12 month to 15 year loan terms available

Mortgage team MK23B.jpg

Marie Kaneshi

Penny Macias

Penny Macias

Dennis Tangonan

Dennis Tangonan

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