From House to Home.

A home is one of the biggest investments you will make and it deserves extra special attention. With either Fixed or Adjustable Rate Mortgages available, we offer several loan options, from buying vacant land, building or buying a home, refinancing your home or investment property, or equity loans and lines of credit.

 

The experts in our Moregage Solutions Team are dedicated to serving your home financing needs with flexible loan solutions and friendly, personalized service.

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Home Possible RISE Awards Winner 2020. Greatest Volume: Corporate Category.

Community First ATM cards, credit, and debit cards are enabled with enhanced security features and as a result some countries may be pre-blocked. This is to protect your account from fraudulent activity.

 

If you travel or plan to travel please send us an email or give us a call so that we may ensure uninterrupted delivery of your card services. Call (671) 472-8210 or emailus@cfirstguam.com

Moregage Solutions logo

Meet Our Mortgage Experts

Marie Kaneshi

Marie Kaneshi

Alyssa Diaz

Alyssa Diaz

Our Process.

Glossary of Terms

What you will need:

Proof of Income

  • Most recent full month's check stubs or proof of income.

  • Two most recent year's W-2

  • Supporting documents for other income sources; e.g. 2 years Personal and Business Tax Returns for Self-Employed Borrowers (owning 25% or more)

  • Personal Tax Returns with all schedules including rental, self-employment,etc.

  • Annuity or other benefit statements or documentation

 

For Purchases

  • Purchase agreement

 

For Refinancing

  • Deed, or most recent Property Tax Statement

  • Current Home Owner's Insurance Policy

Featured Products:

Mortgage Preferred:

  • Up to 97% financing of home purchase price.*

*Mortgage insurance required. Owner occupied properties only. Cannot be applied to investment homes. does not include closing costs. Additional delivery fees will apply as determined by FHLMC.

U.S. Department of Veterans Affairs (VA) Home Loan:

  • Finance up to 100% of property value.

  • Geared for eligible service members, retirees or survivors, this loan was designed to relieve down payment requirements so the applicant or borrower only comes up with allowable closing costs.

USDA Single Family Housing Loan:

  • Finance up to 100% of property value.

  • Geared to help borrowers in the low to moderate income range that may not have the resources for a down payment or closing costs. Eligibility based on total household size and income.

Our location in Tamuning.